Supplemental insurance is a vital part of any strong employee benefits program that helps your employees manage rising healthcare costs. When an unexpected serious illness strikes, Critical Illness Insurance provides additional financial protection to pay out-of-pocket costs not covered by traditional health insurance. Benefits are paid directly to covered employees and may be used for a variety of expenses such as copays, deductibles, treatment, and everyday living expenses.
Standard benefits include:
Optional benefits include:
Supported by AccessAble, used by 10,000 brokers and group administrators
An employee purchases a $15,000 Critical Illness plan and later suffers a heart attack. The following year, he or she is diagnosed with cancer. In addition to what major medical insurance pays, USAble Life’s Critical Illness Plan pays:
*Requires minimum participation
This is a brief description of USAble Life’s Critical Illness plan coverage. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage contact your insurance agent or BSH.